Existing mortgage deal coming to an end ?
Fee Free Remortgage Advice to Lower Your Mortgage Costs
At Grove Mortgages, we provide fee free remortgage advice, helping homeowners compare lenders and find the most suitable mortgage deal for their circumstances.
If your current mortgage deal is coming to an end, remortgaging could help you secure a better interest rate, reduce your monthly payments, or release equity from your home. Many homeowners review their mortgage every few years to make sure they are still getting the best deal available.
Whether you want to lower your payments, borrow more money, or switch to a new lender, our advisers guide you through the entire remortgage process.
If you’re looking for something else, it might be advice for first-time-buyers, buy-to-let or second home mortgages.
Want to cover the cost of home improvements ?
There are plenty of reasons why you might consider a remortgage, for example to cover the cost of home improvements or pay off more expensive debts. Whatever your requirements, we are here to help.
What do clients say about our fee free remortgage advice?
EXCELLENT Based on 47 reviews Posted on Elizabeth VenetiaFebruary 26, 2026Trustindex verifies that the original source of the review is Google. Best brokers I have ever used! Steven has been incredibly helpful all the way along the journey - we explored a couple of non standard houses (with land) and Steven worked out every option available to us 👍. Will absolutely use again in the future if we ever move, couldnt reccomend more highly.Posted on LouFebruary 26, 2026Trustindex verifies that the original source of the review is Google. Great service, found best product and would recommendPosted on AlexFebruary 26, 2026Trustindex verifies that the original source of the review is Google. Yeess!!!! Best in the market!! Is like having your best friend that truly cares for your best interests to do your mortgage. You can’t go wrong with them! Hi5 to Brian and the team⭐️⭐️⭐️⭐️⭐️Posted on Grimm ReppyFebruary 26, 2026Trustindex verifies that the original source of the review is Google. Grove mortgages were absolutely brilliant explained everything and made it a stress free process. Scott & StacyPosted on Mark LangleyFebruary 4, 2026Trustindex verifies that the original source of the review is Google. What can I say? I first met Brian after being referred to him and Grove Mortgages by many people in a Facebook group. My case wasn’t straightforward, having spent many years abroad, but Brian and the entire team were fantastic from start to finish. They consistently found solutions, went the extra mile, and kept everything moving when it mattered most. It was an absolute pleasure working with them, and I honestly can’t speak highly enough of the service we received. Thank you for helping me and my family secure our dream home! I would recommend them to anyone that needs helps with getting a mortgage and advice on these matters.Posted on Robyn TravisJanuary 5, 2026Trustindex verifies that the original source of the review is Google. Working with Steven at Grove Mortgages was a fantastic experience. No question was too small for him—he was patient, proactive, and always kept us in the loop. He made a complex process feel easy. I can’t recommend them highly enough!Posted on Bethan WhitrickDecember 19, 2025Trustindex verifies that the original source of the review is Google. Grove Mortgages helped us with re-mortgaging our property and were fantastic from start to finish. Both Steven and Brian are a pleasure to speak with, incredibly knowledgeable and friendly. Steven took the time to explain different options available to us, and was very prompt with call backs and email replies. I would recommend these guys to anybody, and will be using them again in the future. Thanks!Posted on Natalie LovettOctober 19, 2025Trustindex verifies that the original source of the review is Google. Great advice and service from Grove mortgages, they helped us quickly arrange a new mortgage and were really easy to deal with.Posted on Seamus ConwayOctober 16, 2025Trustindex verifies that the original source of the review is Google. Great experience all round! We're FTB so having everyone at Grove Mortgages help us along the way was super helpful! Always super responsive and never kept us waiting.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
What Is a Remortgage?
When Should You Remortgage?
Why Use a Fee-Free Mortgage Broker?
A remortgage means switching your existing mortgage to a new deal, either with your current lender or a different one.
Homeowners typically remortgage when:
Their fixed rate mortgage deal is ending
They want a lower interest rate
They want to reduce monthly payments
They want to borrow more money using equity
Remortgaging allows you to review your mortgage and ensure you are not paying more than necessary. We set our selves apart by offering fee free remortgage advice.
Many lenders allow you to secure a new mortgage deal 3–6 months before your current deal ends.
If you don’t remortgage when your deal expires, your mortgage may move onto the lender’s standard variable rate (SVR), which is usually higher than fixed deals.
Speaking to a mortgage adviser early can help ensure you switch to a better deal before your payments increase, so get in touch now for fee free remortgage advice.
A mortgage broker can compare a wide range of lenders and mortgage deals, helping you find the best option for your situation.
At Grove Mortgages, we:
Compare mortgages from multiple lenders
Help you secure competitive interest rates
Manage the application process
Provide clear, personalised advice
Offer fee-free mortgage advice
Our goal is to make remortgaging simple, stress-free and fee free!
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE
CONSOLIDATING DEBT MAY REDUCE YOUR OUTGOINGS NOW, HOWEVER, YOU MAY PAY MORE INTEREST OVER YOUR MORTGAGE TERM
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
COMPLETE THE FORM FOR A CALL BACK ABOUT REMORTGAGES