Becoming a landlord or expanding your portfolio?
Fee-Free Buy-To-Let Mortgage advice
At Grove Mortgages, we provide fee-free buy-to-let mortgage advice, helping landlords compare lenders, understand affordability rules, and secure the best mortgage deal for their investment property.
If you’re planning to buy a property to rent out, you’ll need a buy-to-let mortgage rather than a standard residential mortgage. These mortgages are designed specifically for landlords and property investors who intend to generate rental income from a property.
Whether you’re becoming a landlord for the first time or expanding your portfolio, our advisers guide you through every step of the process.
If you’re looking for something else, it might be advice for first-time-buyers, remortgages or second home mortgages.
What's Different About Buy-To-Let Mortgages
- Interest rates are usually higher
- You may need up to a 25% deposit
- There may be some tax implications
- Your borrowing is linked to the monthly rental income and personal status
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. What Is a Buy-to-Let Mortgage?
How Much Deposit Do You Need for a Buy-to-Let Mortgage?
Why Use a Fee Free Buy-to-Let Mortgage Broker?
A buy-to-let mortgage is a mortgage used to purchase a property that will be rented to tenants rather than lived in by the owner.
These mortgages work differently from residential mortgages because:
Interest rates are often slightly higher
Rental income affects borrowing amounts
Larger deposits are usually required
Some tax considerations may apply
Mortgage lenders assess whether the expected rental income can comfortably cover the mortgage payments before approving a buy-to-let mortgage. Speak to us now for your fee free buy-to-let mortgage advice.
Most lenders require at least a 25% deposit when purchasing a buy-to-let property.
Typical deposit levels include:
25% deposit – minimum for most lenders
30–40% deposit – often better mortgage rates
Higher deposits – improved lender choice
Our advisers can compare lenders to find the best options based on your deposit and investment plans.
Using a mortgage broker can help landlords access a wider range of lenders and mortgage products.
At Grove Mortgages, we:
Compare mortgages from multiple lenders
Match you with lenders likely to approve your application
Handle the application process
Explain landlord mortgage rules and requirements
Provide fee-free mortgage advice
Our goal is to make the process of securing a buy-to-let mortgage simple, stress-free and fee free!